When a colonoscopy or gastroscopy is recommended, one of the first questions that comes to mind is often about cost. It is a practical concern and a very valid one. This is especially relevant following recent changes to healthcare financing policies [1], which have prompted many patients to take a closer look at potential out-of-pocket costs. At the same time, understanding how these procedures are priced and how MediSave or insurance may apply can make the decision feel much more manageable.
This guide walks you through what typically influences the cost of a scope, how financial support schemes work and what you might realistically expect to pay out of pocket.
The cost of a colonoscopy is not a fixed number. Several factors influence the final bill, and understanding these can help you plan ahead.
Because of these variables, most providers present colonoscopy costs as a range rather than a single figure. A personalised estimate is best discussed during consultation.
Colonoscopy and gastroscopy are considered day-surgery procedures in Singapore. This means they are generally MediSave-claimable when they are medically indicated and meet the Ministry of Health’s withdrawal criteria [2].
Integrated Shield Plans and certain private insurance policies may also provide additional coverage, particularly when the procedure is performed to investigate symptoms such as rectal bleeding, abdominal pain or a change in bowel habits, or when there is a clinical indication such as a family history of colorectal cancer. Coverage varies between insurers and policies, so patients are encouraged to check with their provider ahead of the procedure.
At Alpine Surgical Practice, financial counselling is part of the care process. We help patients understand their MediSave and insurance options clearly before proceeding, so there are no surprises after the procedure.
So, how much does a colonoscopy cost in Singapore? In 2026, the answer depends on several factors, but most patients fall within the ranges outlined below.
| Procedure | Typical Cost (Public Subsidised) | Typical Cost (Private) | MediSave Claim (Up to, Upon Approval) | Estimated Out-of-Pocket (Private) |
| Colonoscopy | $848 – $1,740 | $2,210 – $2,860 | $1,950 – $2,220 | ~$260 – $640 |
| OGD (Gastroscopy) | $770 – $1,261 | $1,800 – $2,460 | $1,250 – $1,950 | ~$510 – $550 |
| Double Scope (Colonoscopy + OGD) | Varies | $3,000 – $3,850 | $2,370 – $3,340 | ~$510 – $630 |
These figures are inclusive of GST. Actual costs may differ based on factors such as procedural complexity, whether polyps are removed and any additional consumables or medications used.
MediSave claimability is subject to MOH day-surgery rules and withdrawal caps [3] and applies when the procedure is medically indicated.
After applying MediSave and, where relevant, insurance, many patients find that their out-of-pocket costs are lower than expected.
In general, patients may pay somewhere in the range of approximately $700 to $1,500, depending on the setting and complexity of the procedure. In simpler cases, the amount can be even lower. Understanding this range often helps ease some of the hesitation around proceeding with a recommended scope.
Now that the cost is covered, it is easier to look at the bigger picture. Colonoscopy and gastroscopy are often regarded as diagnostic tools. This is particularly important as colorectal cancer remains one of the most common cancers in Singapore [4], making timely screening a key part of early detection and prevention.
But they are also preventative procedures that allow your doctor to detect issues early, sometimes even before symptoms develop. In the case of colonoscopy, this includes identifying and removing polyps [5] that could otherwise develop into colorectal cancer.
Early detection often leads to simpler treatment [6] and can help avoid more complex and costly interventions later on. For many patients, these procedures are done once every four to five years, making them an occasional but important investment in long-term health.
Equally important is the reassurance that comes from knowing what is happening inside your digestive system. That clarity can be valuable, especially for those experiencing symptoms or with a family history of gastrointestinal conditions.
As you weigh your options, it is also worth considering how insurance fits into the picture.
Not all patients choose to use private insurance for routine scopes. Some prefer to pay using MediSave and cash, keeping their insurance coverage for larger or unexpected medical events. This approach can help preserve policy claim limits and any no-claim benefits that may apply, depending on the plan.
Of course, each policy is different, so it is always advisable to review your coverage details or check with your insurer before making a decision.
Beyond cost, timing can also play an important role in decision-making. In public institutions, waiting times for non-urgent scopes can be longer. While this may be suitable for some patients, others may prefer earlier access for peace of mind or to address ongoing symptoms more promptly.
Choosing a private setting can help reduce waiting time, allowing for faster diagnosis and, if needed, timely treatment. For many patients, this added convenience is part of the overall value they consider.
We work with a range of insurance partners to support patients through their care journey. If you are unsure whether your procedure is covered or how to navigate MediSave and insurance claims, the clinic team can provide guidance tailored to your situation.
These partnerships help facilitate processes such as Letters of Guarantee, pre-authorisation and claims submission, making the financial journey more straightforward for patients.
If you are unsure about your eligibility, how much you can claim or whether to use MediSave, insurance, or both, you are not expected to figure it out alone.
For more information on insurance advisor partners and billing at Alpine Surgical Practice, read here.
The clinic team can walk you through your options clearly, so you know what to expect before proceeding. With the right guidance in place, the entire experience tends to feel more seamless, allowing you to focus on your care with greater peace of mind.
If you have been advised to undergo a colonoscopy or gastroscopy, requesting a personalised cost estimate can help you better understand what to expect based on your specific condition and needs. Our clinic team would also be happy to discuss your MediSave and insurance eligibility, so you have a clear picture of the financial aspects before proceeding.
With the right information and guidance, the process becomes more straightforward, allowing you to focus on what matters most.
Yes, MediSave can be used for a colonoscopy when the procedure is medically indicated and meets the Ministry of Health’s day-surgery criteria.
Colonoscopy is classified as a day surgery, which means patients can typically use MediSave to offset a portion of the cost, subject to withdrawal limits and approval. The amount claimable depends on the complexity of the procedure, such as whether biopsies or polyp removal are performed.
In many cases, MediSave significantly reduces the out-of-pocket cost, making the procedure more affordable than expected. Patients are usually advised to check their MediSave balance in advance and confirm eligibility with their clinic before the procedure.
Colonoscopy may be covered by private insurance, depending on your policy and whether the procedure is medically necessary. Many Integrated Shield Plans and corporate insurance plans provide coverage for diagnostic scopes, especially when they are recommended by a doctor. Coverage typically requires pre-authorisation or a Letter of Guarantee and may be subject to deductibles, co-payment or panel requirements.
However, insurance is not always necessary for a routine colonoscopy. Some patients choose to use MediSave and pay the remaining amount out of pocket, especially for lower-cost cases. It is advisable to review your policy details or speak with your clinic team to understand what is covered before proceeding.
The most affordable way to get a colonoscopy is usually through a subsidised public healthcare institution, where costs can range from about $848 to $1,740. These rates are lower due to government subsidies but may involve longer waiting times.
In private settings, the upfront cost is higher, but MediSave can be used to offset a significant portion, often reducing out-of-pocket expenses to a few hundred dollars in simpler cases. The “cheapest” option depends on your priorities. Some patients choose public care for lower cost, while others opt for private care for faster access and convenience. Understanding both cost and waiting time helps patients decide what works best for their situation.
In Singapore, colonoscopy generally costs slightly more than gastroscopy due to differences in procedure complexity and duration.
A colonoscopy in a private setting typically ranges from $2,210 to $2,860, while a gastroscopy (OGD) usually costs between $1,800 and $2,460. When MediSave is applied, out-of-pocket costs for both procedures are often reduced significantly.
For patients requiring both procedures, a combined “double scope” may cost around $3,000 to $3,850, with MediSave helping to offset a large portion of the total. The final cost depends on factors such as whether biopsies or treatments are performed, as well as the facility and level of sedation used.
Dr Aaron Poh is a fully accredited General Surgeon with dual subspecialties in Colorectal Surgery and Trauma Surgery, recognised by Singapore’s Specialist Accreditation Board and Ministry of Health. He is the Medical Director of Alpine Surgical Practice, with clinics located at Mount Elizabeth Hospital, Parkway East Hospital, and Farrer Park Hospitals.
Dr Aaron Poh has extensive experience, having performed over 5,000 endoscopic procedures. He is a strong advocate for early detection through colonoscopy, particularly for individuals at risk of colorectal cancer. His expertise includes advanced endoscopic techniques such as Endoscopic Mucosal Resection (EMR) for complex polyps and colonic stenting for obstructed cancers, which help patients avoid major emergency surgery.
When surgery is required, he specialises in minimally invasive laparoscopic colorectal cancer surgery, offering patients faster recovery with less pain and scarring. In addition to cancer care, he manages a wide range of anal conditions including haemorrhoids, fistulas, fissures, and abscesses, providing comprehensive colorectal treatment.
Dr Aaron Poh is a fully accredited General Surgeon with dual subspecialties in Colorectal Surgery and Trauma Surgery, recognised by Singapore’s Specialist Accreditation Board and Ministry of Health. He is the Medical Director of Alpine Surgical Practice, with clinics located at Mount Elizabeth Hospital, Parkway East Hospital, and Farrer Park Hospitals.
Dr Aaron Poh has extensive experience, having performed over 5,000 endoscopic procedures. He is a strong advocate for early detection through colonoscopy, particularly for individuals at risk of colorectal cancer. His expertise includes advanced endoscopic techniques such as Endoscopic Mucosal Resection (EMR) for complex polyps and colonic stenting for obstructed cancers, which help patients avoid major emergency surgery.
When surgery is required, he specialises in minimally invasive laparoscopic colorectal cancer surgery, offering patients faster recovery with less pain and scarring. In addition to cancer care, he manages a wide range of anal conditions including haemorrhoids, fistulas, fissures, and abscesses, providing comprehensive colorectal treatment.
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